More information on hard money here: http://investfourmore.com/2015/08/how-to-find-a-nationwide-hard-money-lender/
Hard money is expensive, but it can be a great option for flipping homes or buying rentals with little money down. It is not easy to find financing for flips, because most banks do not like to lend money for less than one year. Most flips take less than a year and you have to find special financing to fund flips. Hard money is one option, but can cost 2 to 5 points and have over 10 percent interest.